2026 Studio Master Policy Highlights (v5.8 Open-Ended & Zero-PII Edition)
Official Merchant Policy & Compliance Hub

Minerva Concept Studio — Refund Policy, Terms of Service, Privacy & Customer Support

Effective Date: November 2026 • Applies to all Custom Digital Character Reference Sheet Commissions, Upgrades, and Delivery Vault Services.

1. Refund, Return & Cancellation Policy (Custom Digital Goods)

2-Stage Buyer-Protected Payment (50% Deposit at Checkout + 50% Final Balance After Proof Approval via Stripe Managed Payments): When you place an order, you pay only the 50% Production Deposit via Stripe Managed Payments (where Stripe acts as the Merchant of Record for tax compliance and invoice privacy). The remaining 50% Final Balance is never due until your watermarked 1080p proof is staged in your private Client Delivery Vault, you have used any of your 2 included free minor revision rounds, and you explicitly approve your proof to unlock the unwatermarked 4K/8K Master Vault.

Stage-Based Cancellation & Refund Schedule (Reviewed Case-by-Case by Order Stage)

Because each 8-View Character Reference Sheet is custom-produced to your exact character specification, every cancellation, hold-release, and refund request is reviewed on a case-by-case basis according to your verified production stage and immutable server timestamp (locked automatically the moment you submit):

Order Production Stage Deposit / Refund Rule Customer Net Refund / Protection
Stage 1A: Standard, Priority & 1-Day Express Within 60 Minutes (Pre-Pass #1 & Pre-Proof) 100% of your 50% Production Deposit is refunded in full if canceled within 60 minutes prior to Pass #1 rendering and prior to 1080p proof delivery. (Once a 1080p proof is staged, the 60-minute window immediately closes.) 100% Full Deposit Refunded ($0.00 Net Cost)
Stage 1B: 12-Hour Ultra-Rush Immediate 15% Slot-Reservation Fee (From Minute 0, Pre-Pass #1) Because 12-Hour Ultra-Rush immediately locks 1 of only 2 daily dedicated GPU & senior artist rush slots, Ultra-Rush orders are exempt from the $0 cooling-off window from Minute 0. Canceling prior to Pass #1 retains 15% of total order value (30% of the 50% deposit) and refunds 70% of the deposit — OR you may choose 100% Instant VCR-... Store Credit ($0 Fee Waived) or Downgrade Speed to Standard ($0 Fee) before Pass #1 starts! 70% of Deposit Refunded to Card OR 100% to VCR-... Store Credit ($0 Fee Waived!)
Stage 2: Standard, Priority & Express After 60 Minutes (Pre-Pass #1 Rendering) 15% of total order value (30% of the 50% deposit) is retained as the Intake & Queue Lock Fee and 70% of your 50% deposit is refunded to your card — OR choose 100% Instant VCR-... Commission Credit with the 15% intake fee completely waived ($0.00 penalty)! 70% of Deposit Refunded to Card OR 100% to VCR-... Store Credit ($0 Fee Waived!)
Stage 3: Pass #1 Started / 1080p Proof Staged in Vault The 50% Production Deposit is non-refundable and covers completed studio rendering work + 2 free minor revision rounds; you owe $0.00 for the remaining 50% balance if you cancel prior to 4K unlock. Unpurchased proofs remain the exclusive property of Minerva Concept Studio. Remaining 50% Balance Waived (50% Deposit Floor Non-Refundable)
Stage 4: Proof Approved, Final 50% Paid & 4K/8K Vault Unlocked 100% final upon payment of the Final 50% Balance and unlock of unwatermarked high-resolution master files. Cannot be returned once unlocked/downloaded. Final Sale ($0.00 Technical File Repair Within 12–24h Included)
Stage 5: Prohibited Content Upload or Severe Staff Abuse (Material Breach) Uploading prohibited imagery (CSAM/minor-adjacent, non-consensual sexual content, illegal acts, hate/extremist symbols, extreme gore, or undisclosed hardcore NSFW) or severe staff harassment triggers immediate full order forfeiture without notice. Immediate Full Order Forfeiture & 100% Retention of All Funds Paid as Agreed Liquidated Quarantine & Compliance Damages ($0.00 Refund)

On-Time Turnaround SLA & Proportional Speed Surcharge Step-Down

Objective Studio-Compliance Rules (What Is & Isn't Covered)

2. Concrete Customer Scenarios & Real-Dollar Examples (Examples 1–14)

To make our policies 100% transparent, here is exactly how common real-world situations work using our standard package prices ($24 Tier 1, $47 Tier 2, $88 Tier 3 after the -$8.00 Step 1 Character Builder Discount):

3. Terms of Service, 3-Tier Commercial Licensing, IP Ownership & Promotional Rules (v4.0)

3.1 Official 3-Tier Usage & Commercial Licensing Matrix

Usage Right / Scenario Tier 1: Starter ($32 Base / $24 w/ Builder)
Personal License ($0 Commercial Cap)
Tier 2: Standard Creator ($55 Base / $47 w/ Builder)
Creator License (≤$10,000/yr Channel Rev)
Tier 3: Commercial Buyout ($90 Base / $82 w/ Builder)
Unlimited Worldwide Commercial Buyout
Master Sheet Resolution & Export Pack 2K QHD (2560×1440) 8-View Sheet 4K UHD (3840×2160) 8-View Sheet + #HEX Swatch Guide + Expression Callouts FREE 8K UHD (7680×4320 • 33.2 MP) 300-DPI Print Master + Pre-Sliced 8-File Panels + 16-Bit PNG/PDF Pack
Personal D&D / TTRPG Sheets, VTT Tokens & Social Avatars Permitted (Keep corner credit) Permitted (Keep corner credit) Permitted (100% Visually Uncredited)
Handing Sheet to a 3D Modeler (Blender/VRChat) or 2D Rigger Permitted (1-of-1 Personal avatar only; modeler may not resell mesh) Permitted (1-of-1 Streaming/VTuber rig; modeler may not resell mesh) Permitted (1-of-1 Commercial asset; modeler may not resell base mesh as stock)
Monetized Twitch / YouTube / TikTok Streams & Patreon/Ko-fi Tips Upgrade to Tier 2+ Permitted (Up to $10,000/yr channel revenue) Permitted (Unlimited worldwide revenue)
Published Books, Webtoons, Video Games, Steam & Kickstarters Upgrade to Tier 3 Upgrade to Tier 3 Permitted (Unlimited worldwide)
Physical & Digital Merch Resale (Prints, Stickers, Apparel, Minis) Prohibited Upgrade to Tier 3 Permitted (Unlimited worldwide)
Visible Corner Studio Credit vs. Permanent Invisible Aegis v3.1 Watermark Corner credit kept • Invisible Aegis v3.1 embedded (≥49 dB PSNR) Corner credit kept • Invisible Aegis v3.1 embedded (≥49 dB PSNR) Zero visible surface credit • Invisible Aegis v3.1 embedded (≥49 dB PSNR, disclosed upfront)

3.2 Retained Studio IP, Pre-Unlock Rights & Anti-Adoptable-Flipping / Anti-AI-Training Rules

3.3 Commercial License Enforcement (“10% Carrot vs. 100% Stick”)

3.4 48-Hour Price-Lock Quote Holds ($0 Today), Promotional Store Credits & Monthly Vault Giveaway Official Rules (AMOE)

4. Proof Review, Asymmetric Liability Caps, File Loss Caps & Dispute Resolution (v4.0)

We designed our 2-Stage 50% Production Deposit + 1080p Proof Vault (via Stripe Managed Payments) so you never pay your final 50% balance until you have inspected and approved your proof:

5. Comprehensive Privacy & Zero-PII Data Protection Policy (v4.0)

6. Customer Support, Contact Information & Studio Hours